Sarasota  Sarasota Manatee Manatee  National  National

                                                3/31/08     3/31/07   3/31/08   3/31/07    3/31/08   3/3107

No. of institutions reporting            11             10             7            6            8,494       8,649

Percentage of nonperforming

     Loans* to all loans

Total loans and leases                  3.42%       .79%        6.28%    1.987%      1.71%       .84%

     All real estate loans                  3.72%      .86%         6.87%     2.28%       2.19%       .91%

         Construction and develop    6.27%     1.00%       13.71%    2.42%       4.71%      1.00%

         Commercial real estate         1.12%       .15%        4.29%     2.17%      1.02%       .65%

         Multifamily residential           9.41%      3.41%        1.71%   15.30%        .98%       .65%

         Home Equity                         4.10%     1.54%         6.72%      .38%       1.08%       .44%

SOURCE: FDIC